What do you do if you want to sue someone for a personal injury, but they don't have any insurance?

CTP and the nominal defendant cover injuries in MVAs, but an injury elsewhere, if they have no insurance, you just have to sue the persoan or the company

One of the things you would check before you decided to sue a person or a compnay is whether they have insurance, and whether they have the financial means to satisfy any judgement against them.

if they have no insurance, they have to pay themselves

that's a big problem, that's why there is CTP and public liability insurance

it's a risk that everyone takes

you threaten them with bankruptcy

you sue the pants off them and threaten them with bankruptcy

there should be a public register where you can search who has insurance and who doesn't

ask them to obtain retrospective cover?